According to the various source, there is an approximate asset that is net worth or net wealth. Her net worth is over $1. 3 billion worth of bitcoin purchases by the Luna Foundation Guard, which plans to buy $3 billion in bitcoin for reserves, and to eventually. The Federal Reserve is currently a net seller of Treasuries, most commercial banks aren’t buying Treasuries, and even the foreign sector in aggregate isn’t currently buying Treasuries. The majority of her earnings have come from investing. That is according to economist Lyn Alden, who, in private. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. net, World Gold Council, NYDIG R 10 R Gold Market Cap % of US Broad Money Supply 180% 160% 140% 120% 100% —Gold Market Cap % of US M 2 Chart Sauce: Lyn Alden Real 10 Year Treasury Rate (0%) rhs Data Sources: St. Lyn Alden Biography Family and Education Lyn Alden Net Worth. Let’s call that an unrealistic high end estimate. Joining me now is Lyn Alden, founder of Lyn Alden Investment Strategy. The share of US net worth held by the bottom 90% of the country decreased from about 40% to 30% from 1990 to 2020: Chart Source: St. 2 million. As of 2023, Lyn Alden is 33/34 years old with around 5 feet and 6 inches tall in height. Need to be above median, or have two incomes. With a dedicated newsletter that focuses on investment opportunities across macro assets, especially cryptocurrencies, Schwartzer serves a sizable readership. Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. Alden's Net is estimated to be worth $4. They would have $6. As of 2023, Lyn Aldens estimated net worth is about $4. Every thousand would have become more than $1. Early Life. However, because broccoli isn’t in as much demand, each location only earns $20,000 per year in net income. And yet, the. Texas Instruments currently brings in about $7. The estimated net worth of Lyn Alden is $5 million. It’s also available in a special hardcover edition with a cloth cover and dust jacket on The Saif House. Biography, Net Worth, Gossips, Salary, News & Much More. Upon graduating, Lyn worked as an electrical engineer at an aviation facility. She has a large following online and is the founder of the Lyn Alden Investment Strategy, which provides market research to thousands of people. Although a minority have stood out as successful, most active funds including mutual funds and hedge funds are plagued by high fees, high turnover and taxes, and mediocre investing results net of fees to show for it. Here are two that I. 825 in capital. Lyn Alden Wikipedia, Transgender, Guy, Gender, Net Worth, Twitter, Husband, Biography – Investor Lyn Alden, of Atlantic City, New Jersey, maintains the website which offers Investment Research Service for Retail & Institutional Investors. created their own settlement system internally to net off trades. She is mostly seen investing in cryptocurrencies, preferably bitcoin. Currently I put in $1,000 per month. Celeb Zone. In 2021, the chairman of the U. For oil, we assume Brent prices of $88 per barrel in 2022 and $81/bbl in 2023. Lyn Alden, an internet celebrity and businesswoman, is well-known to cryptocurrency investors and fans due to her extensive financial knowledge. . Lyn Alden’s estimated net worth is $4. The couple already have found a buyer for the $8 million Medina mansion they now call home: family friend and former Burlington Northern Railroad Chairman Gerald Grinstein. Invest regularly. How to Get a Medallion Signature Guarantee. Alden has written two books based on “ Financial Modeling ” and. There’s the energy crisis engulfing Europe and beyond, while supply chains have reached an. Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. Then, it has 21% in foreign equities, including 7% in emerging markets (VWO), 7% in developed markets (VEA), and 7% in an international dividend growth fund (VIGI). If you are in a rush or looking for specific information, you can click on. Her website provides market research and advice to investors. household net worth, as it fell from $71 trillion to $60 trillion, due to a decline in stock and house prices. As the chart shows, if you want to build wealth, there are really only two things to get right: Increase the difference between your income and expenses. This article draws mostly from chapter 8 of my new book, Broken Money. A detailed breakdown of where all your expenses go each month. S. She is from Finance and Engineering Background. S. 16 Jun 2023 21:07:48Lyn alden transexual is an American engineer, author, and investor best known for founding her own investment firm in 2016. In about two more weeks they'll have negative tangible equity if you factor out those deferred assets. Grinstein's wife, Lyn, says. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. In 2021, the Federal Reserve earned $100+ billion in net interest income. ”If you ask someone, "should you put your liquid net worth in junk bonds?" the obvious answer is no. M1 Finance Newsletter Portfolio. That was a 7. Lyn Alden: Energy, Inflation, The Dollar & More. Easy. Americans have a record high percentage of their net worth stored in equities today. Her net worth is estimated to be $4. Lyn Alden is an American Investor, Engineer, and Writer. Scott Sumner. Lyn Alden Wikipedia: Husband. fm. Table: Lyn Alden Data Source: IMF NIIP%ofGDP 27% -53% 62% 82% -12% -25% 51% 74% —49% 126% Norway Phillipines Poland Russia Singapore South Africa South. 25% from March 2021, then the April 2021 CPI will be 264. Lyn Alden @LynAldenContact. The advantage of Muun is that it integrates both Bitcoin and the secondary Lightning layer, and is self-custodial. Our long-term oil price assumption is $60/bbl. Opinion. Lyn Alden Net worth 2023 Via YouTube. the Speed of Settlements. 05x. Age revealed for Lyn Alden. Lyn Alden Wiki:- Lyn Alden is a well-known businesswoman, engineer, and author. For most investors, a smart approach to asset allocation is a lot more important than individual stock selection. Net worth. I use a free account at Personal Capital to easily keep track of all my accounts and monitor my net worth. S. If T is $500 billion and V is 10, then each bitcoin is worth under $3,000. about the 70s. Introduction: When it comes to finance and investing, Lyn Alden stands out as a highly respected expert who has made a name for herself in the industry. This includes her assets, money, and income. In this case, their ROIC is only 5%. TIP426: GOLD AND COMMODITIES W/ W/ LYN ALDEN 26 February 2022 Stig Brodersen brings back one of our most popular guests, investment expert LynHere is a non-exhaustive list of some of the economic indicators worth knowing about, to see what the risk of a recession in 2018 is: ISM Purchasing Manager’s Index (PMI). 096 million valuation assessment where we were using 12% as our discount rate for the same company. Lyn Alden is an American Investor, Engineer, Author, and Strategist. Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. com covers news on celebrities across the globe giving accurate. The 25 years worth of discounted cash flows for this updated model would be $1. Lyn Alden, a prominent figure within the crypto community, is not only an. VimBuzz. Because it was the first, it's been this 12-year history of ever increasing hash rate. They represent a rather small and inefficient market, which allows patient investors to pick up deeply undervalued assets during periods of weakness. 6 million as of 2023. 4 LYN ALDEN Figure 3‑A1 Figure 6‑A2 1 Silvan Frank, “Gold to Silver Ratio. Registered users will find the download link in your research roundup email. Currently I put in $1,000 per month. Early Life. 866 trillion worth of them, that would reduce the asset side of the Fed’s balance sheet by that amount, without affecting the liability side. Investment Strategy. About Diplo Wife;. Last month, she did another interview with McCormack for episode #496 of the WBD podcast, where she argued that Bitcoin’s greatest competition in the crypto race would come from central bank digital currencies (CBDCs). 012 trillion in assets, $8. Although technology is inherently futuristic in nature, the problems that technology can solve. Lyn Alden is the Founder of Lyn Alden Investment Strategy. M1 Finance Newsletter Portfolio. ĭuring the March 2009 stock market bottom, when so many stocks were undervalued, I put most of my net worth back into equities, and enjoyed the huge surge from there, and kept contributing. Here is a back-of-the-envelope calculation. We would like to show you a description here but the site won’t allow us. 5 Million: 2021: 14 Million: 2022: 14. household net worth reached an all-time high in Q2 2020, both in nominal dollar terms (red line below) and in CPI-adjusted terms (blue): Chart Source: St. Net Worth. Almost completely wiped out. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. For example, a December 2025 futures contract for crude oil is currently around $70 per barrel. 5% annualized increase. It’s a key thing to get right, and an area where a. His working skills and creativity are. Smith. The volume also includes a list of judges, commissioners, and staff of the court, as well. It was a challenging way to get here. Lyn Alden's new book, Broken. __CONFIG_colors_palette__%s__CONFIG_colors_palette__ According to the 2019 Credit Suisse wealth report, global net worth is $360 trillion. Lyn Alden on Bitcoin, Inflation and the Potential Coming Energy Shock. Conclusion: People are inquisitive about Lyn Alden’s sexu@lity, thus she’s a popular online search. Lyn Alden a man or a transgender person is quite a controversial topic. I started this account in September 2018 with $10k of new capital, and I put an additional $1k into it before each newsletter issue, totaling $19k so far. April 9, 2023 1 Min Read. thtantai2 website, you can scroll down to read each section or quickly click on the table of contents to access the information you need most quickly. Barrick now has virtually no net debt (purple line below), and has record-high book value:. federal government ran a $1. Labor Arbitrage 5. One of them was Laleh Farzan. If you are a pure Boglehead then you will probably appreciate the retirement portfolio she tracks in her newsletter. Net Worth; Side Hustle Series; Confessionals! Challenge Everything! Overheard; Spavings; Would You Rather;. 837 trillion in liabilities, and thus be insolvent with -$2. The Federal Reserve is currently a net seller of Treasuries, most commercial banks aren’t buying Treasuries, and even the foreign sector in aggregate isn’t currently buying Treasuries. She is widely recognized for founding Lyn Alden Investment Strategy in December 2016, a firm focused on market and investment research to assist both retail and institutional investors. Currently I put in $1,000 per month. Almost completely wiped out. Start Here; Free Newsletter; StockDelver;. Criminal Case; Changpeng 'CZ' Zhao Resigns as CEO, Pleads GuiltyThen, it has 21% in foreign equities, including 7% in emerging markets (VWO), 7% in developed markets (VEA), and 7% in an international dividend growth fund (VIGI). Lyn is an American engineer, private investor, and author best known as the CEO and founder of Alden Investment Strategy back in December 2016. The annual rate of return of an investment is equal to the amount of money it earns in a year divided by the original investment. Currently I put in $1,000 per month. She has written a number of educational e-books including Stock Delver, and is an investor in various cryptocurrencies. If all you own is a collection of ten blue chip dividend stocks, then you’ll have an average of 10% of your net worth in each company, which is way too risky for most people. In the last. A graph of your net worth over time, to see where you stand. When accounting for 2% inflation per year, that’ll be worth less than $850,000 in today’s dollars. lyn alden schwartzer. Table of Contents. 9:06 PM · Oct 12, 2022. In 2021, the chairman of the U. Related Posts. She concentrates on fundamental investment with a focus on equities, currencies. Bitcoin will hit $100,000 in 2022, and ethereum will reach $5,000, Lyn Alden, the founder of Lyn Alden Investment Strategy. Her net worth is over $1. The majority of her income comes from. Skip to content. She mainly focuses on financial modelling and macro economics to guide her investing strategy. Lyn Alden August 9, 2017 at 8:52 AM Your net worth is headed in the right direction, at least! I’m glad you track it. ”According to Alden, there are only two altcoins worth considering. Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. Like, you don’t have to put 100% of your net worth in this or nothing. org Google Click Here to Login: Portal: Forums: Links. Enterprise software technologist MicroStrategy, for instance, holds a total of 125,051 bitcoins — a stake worth over $5. 65 BTC would be worth $65,000. Strategyst Lyn Alden said she switched from “uninterested to quite bullish on Bitcoin” in 2020. Her mother was actually a lawyer and. “@7LongGame @DiMartinoBooth @MoHossain @adam_tooze @trevornoren @ritholtz @MRVAssociates @jessefelder @Noahpinion Mean net worth vs median net worth for various countries with mean/median ratio displayed. Lyn Alden Schwartzer: Meet This Crypto Counselor With A Net Worth Of $4. To quantify it another way, every 1% increase in the weighted average interest rate of the $32 trillion federal debt results in $320 billion worth of additional annual interest expense. The U. Currently I put in $1,000 per month. Closed-end funds (CEFs) are a relatively under-followed type of investment that often provide high income yields. Lyn Alden Schwartzer is thought to have a net worth of $4. Well as of September 2021 data (reported in October), both owners. Long dated tips may finally be a buy. Lyn Alden is an American Investor, Engineer, and Writer. Therefore, the net present value (NPV) of this project is $6,707,166 after we subtract the $3 million initial investment. This draws from chapter 8 of Lyn Alden’s new book, Broken Money, and focuses on a key reason why the world became more and more financialized. Year: Net Worth: 2019: $13 Million : 2020: $13. ANIME; Festivals; Calendars. American model and actress who was engaged to Elvis Presley just before his death. Home; NFT;. This Trading and Stock Market Expert is from Atlantic City,. Insurance companies pulling. Lyn Alden's new book, Broken. Summary. Back in 2007/2008, though, the market was expensive, so I started to put a lot of my assets into cash, especially since I barely had any money back then. The research coincides with my own investing style and when there's an overlap I put down 2-3x what I would. Instead, she charges $25 per month, or even less if you pay for a year in advance, allowing virtually anyone to benefit from her insight. When you add everything together, the middle and working classes have indeed been squeezed. She is the founder of Lyn Alden Investment Strategy. In this event, the $4/share put option would be worth $73/share a couple months later. 5 million: Country: America: More Details Here;Lyn Alden Aggressive Portfolio as a basis. Lyn Alden Net Worth, Age, Height, Weight, Early Life, Career, Dating. Investment strategist Lyn Alden discusses her own Bitcoin journey, encountering skeptics and the industry’s male skew. alden lyn worth schwartzer. “Worth 50-100x the Cost. Access Is Lyn Alden Trans net worth November 2023 - Technology Reviews Online Portal. Energy 2020, DOI: 10. [2] Its managing director is Heath Freeman. Lyn Alden TwitterLyn Alden is a frequent Twitter contributor who shares her opinions and insights. The price for the service is $25 USD per month or $199 USD per year. It is also a reflection of the remarkable times in which we now live. I use a free account at Personal Capital to easily keep track of all my accounts and monitor my net worth. A weekly financial podcast for professional finance, high net worth individuals, and other sophisticated investors MacroVoices #260 Lyn Alden: Shifting from Monetary to Fiscal Dominance Subscribe for FREEI use a free account at Personal Capital to easily keep track of all my accounts and monitor my net worth. M1 Finance Newsletter Portfolio. When the price of bitcoin moves, MicroStrategy shares tend to follow. S. After equities took a big hit in Q1 2020, I shifted some of the bonds. That’s investment grade, although of course it depends on the profit margins of the company. She is frequently observed making cryptocurrency investments, mainly bitcoin. Louis Fed, macrohistory. She earned most of her income through investments. __CONFIG_colors_palette__%s__CONFIG_colors_palette__According to the 2019 Credit Suisse wealth report, global net worth is $360 trillion. So as we saw, you know, everybody, when they think about inflationary decades, they think . She's concerned of a choppy, grinding number of years ahead, where the markets go nowhere on a real basis (and possibly on a nominal basis, too). That’s the power of mining if bitcoin has a bullish outcome. Due to her hard work, she was promoted. Currently I put in $1,000 per month. My wife has been missing for 10 years Reddit. 2. A square meter of land in Tokyo`s opulent Ginza shopping district is worth more than $236,000. June 12, 2022. However, if bitcoin soars to $100,000 by the end of that three-year period as an example, then your retained 0. Just become a Rebel Capitalist Pro member. a. I have several percentage points of my portfolio in gold stocks, with a focus on large producers, diversified streaming/royalty companies, and ETFs that give me access to a basket of stocks. Both novice and advanced investors find it valuable, and subscribers include a broad spectrum of financial professionals, high net worth individuals, retirees, and individual investors. Household net worth mainly consists of real estate, bonds, and stocks, and stocks are usually the most volatile of the three. Subscribe for FREE. She provides a premium service through her company’s website. They compete over quality, rather than just on price. This article draws mostly from chapter 8 of my new book, Broken Money. She is best known for her investment researchs. S. 5 trillion, then each bitcoin should be worth about $8,800. If the Fed were to just forgive half of the Treasuries, or $2. On. Today, there are millions of fans across the globe who enjoy. CPI was 263. Her Twitter id is, @LynAldenContact and Instagram as @lynaldencontact_official. 01-13-2021, 07:41 AM #18: target2019. I have few questions:Ginger Lynn Allen (born December 14, 1962) is an American pornographic actress and model who was a premier adult-entertainment star of the 1980s. This is estimated from her career as an engineer. Genesis Sues Gemini to Recover 'Preferential Transfers' Worth $689M. 1038/s41560-020. Apple for example has a hardware and software ecosystem that people like, and its supply of. Lyn Alden isn’t socially active except on her Twitter account, where she regularly tweets about stock market information. Identities Podcasts. Victor Haghani and James White at Elm Partner. Total household. Within the next month or so after the original article, Bitcoin briefly soared to reach $20,000, but then crashed down to below $3,500 a year later, and has since recovered to bounce around in a wide trading range with little or no durable returns. If you are viewing the article titled Lyn Alden Husband, Gender, Net Worth, Wiki, Age, Parents, Bio & More on the website C3kienthuyhp Biography, there are a few convenient ways to navigate through the content. August 24, 2023 25 minutes read. 63). Lyn Alden Schwartzer has a net worth of $4. Lyn Alden Schwartzer is one of the popular names in the crypto space. She started her career as an Electronics Engineer in the aviation industry, before moving into finance. Lyn Alden Net Worth. As of 2023, Lyn Alden is 33/34 years old with around 5 feet and 6 inches tall in height. By the end of 2021, his net worth was 27 billion. Television. Within a decade Lyn Alden reached a net worth of $5 Million. Currently I put in $1,000 per month. Lyn Alden Net Worth, Age, Height, Weight, Early Life, Career, Dating. Bitcoin will hit $100,000 in 2022, and ethereum will reach $5,000, Lyn Alden, the founder of Lyn Alden Investment Strategy. 7% higher than our previous $1. So far I think my ~$140/year has been worth it. Lyn Alden Schwartzer provides analysis on select large, mid and small-cap stocks within our Stock Waves service. 3 trillion in 2009, representing a decline of $11 trillion in household wealth, and took until 2012 to get household wealth back to the highs of 2007. I started this account in September 2018 with $10k of new capital, and I put new money in regularly. -Lyn Alden, July 2019. She is one of the most successful investors. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. She provides a premium service through her company’s website. Whoever was bitcoin's main contributor was almost certainly quite old, had likely done Nobel quality work. Louis Fed. You can scroll down and read each section at your own pace. And there always will be. According to the latest S&P Dow Jones Indices SPIVA research report, 92-95% of actively managed funds failed to beat their. Criteria 5: The company generally has management with long tenures and a focus on long-term results. Lyn Alden does a fine job of placing Bitcoin in larger contexts: technological, historical, economic, political. Information about Lynn Alden’s net worth in 2023-11-21 is being updated on superstarpage. Silo Killer 2: The Wrath of Kyle 2009 as Little Girl Victim. net covering equities and alternative investments. 6 million as of 2023. ($18. M1 Finance Newsletter Portfolio. Identities Podcasts People Ai. Going back to the Bitcoin = T/ (M*V) equation, if M is 17 million bitcoins in existence, and we use V as 10, and T is $1. 6 million approximately. The court hears and determines claims against the state of Illinois, including those arising from the Civil War, the Mexican War, and other conflicts. Mahboob told me that Farzan worked for her as a network manager, and in her time at Citadel earned 2. Gold is an afterthought. 5 million…! Related: John Doerr Net Worth; Ben Horowitz Net Worth; Anthony Pompliano Net Worth; Parag Agrawal Net Worth; Lyn Alden net worth; Frequently Asked QuestionAdam Taggart - Wealthion. That means for every thousand dollars invested, it would be worth more than fifty million dollars. 05K . The Federal Reserve has a small number of other items that count as assets or liabilities, but those listed above represent the vast majority of the balance sheet. k. But if you own a house, a rental property, a 401(k) that’s all index funds, plenty of cash, some bonds, and have 20% of your net worth in ten dividend stocks, then. Lyn Alden Schwartzer has a net worth of $4. Today’s guest expert, Lyn Alden details out why today’s high debt balances & high interest costs are forcing high fiscal deficits… which will require more debt monetization. 6 million as of 2023. She has been sharing well-researched wealth and finance-related content on her personal website for over five years. Erik: Joining me now is Lyn Alden, founder of Lyn Alden Investment Strategy. A fee-scanner, to find hidden fees you might not be aware you’re paying. Popular macro expert Lyn Alden thinks Bitcoin will gradually make up a much larger chunk of global wealth. 25% rate hikes in 2018 and two more in 2019, and then who knows. According to the World Gold Council, with less than 200,000 tons of gold known to exist, and at current prices, that is about $12 trillion worth of gold. Home; Business; Economy; Cryptocurrency; No ResultFollow lyn alden on Ivy. She graduated from Penn State University with a Bachelor’s in Electrical and Electronics Engineering and later got a masters in Engineering Management. 6 million as of 2022. M1 Finance Newsletter Portfolio. -In other words, in. August 31, 2022 · 2 min · 258 words · Cleora Kirlin. 30 beginning in 2024. It’s often criticized for using too much energy, or not making efficient use of its energy, or in extreme cases,. Coming to her company, she runs a premium service on her official website. Watch unemployment metrics; they hold the key for the future of the business cycle at this point. “From 2007 to 2011, the net worth of the bottom 50% of the population fell from $1. Her net worth is estimated to be $4. This is estimated from her career as an engineer. Likes. M1 Finance Newsletter Portfolio. After all, Bitcoin remains a huge investment opportunity. Lyn Alden Schwartzer is also a Crypto Counselor who Analyse Bitcoin and Finance related Research and Prediction. com. From 2007 to 2009, there was a $11 trillion decline in U. Both Lyn and Chris deliver premium macro research weekly and biweekly. The vast majority of gold’s usage is not for industry; it’s for storing and displaying wealth. Alden recently launched a premium stock research service, likely due to the interest in her investment coverage and recommendations, I’ve read a lot of investment research, but Alden’s comprehensive views on financial markets make her an investment analyst to watch. So what is the networth of Lynn Alden? As of 2023, the current net worth of Lynn Alden is $10 Million. Allen April 23, 2022 12:00 pm Lyn Alden Schwartzer is a prominent name among crypto enthusiasts and investors; she has enriching financial expertise. By education, she is also an Electrical Engineer. Founder of Lyn Alden Investment Strategy. Lyn Alden Age – revealed. You can access the free tool here. You turned $12,900 into $65,000 during three years. S. She has amassed most of her income through investments. This draws from chapter 8 of Lyn Alden’s new book, Broken Money, and focuses on a key reason why the world became more and more financialized. 7% of household net worth in aggregate, which remains below the pre-pandemic average. S. It was founded in 2007 by Randall D. She is also the founder of Lyn Alden Investment Strategy. Lyn Alden has accumulated wealth of $5 Million as of 2023. Broken Money is a sweeping and lucid account of the evolution of the. At current rates, this bond offers a negative real return for a century. It’s nothing more than a post-pandemic transitory. If they devoted most of their net income to paying down debt, they could do so in a little over a year. Lyn Alden Net Worth; Lyn Alden Husband: Is Lyn Alden Married?. I use a free account at Personal Capital to easily keep track of all my accounts and monitor my net worth. WBD587: How the IMF & World Bank Exploit Poor Countries with Alex Gladstein. I started this account in September 2018 with $10k of new capital, and I put new money in regularly. 3 billion in net income per year, so it has a debt/income ratio of 1. Today’s topic, plus a bonus topic, but today’s topic is ETH as an investable asset. Lyn Alden | August 2022 This article examines the relationship between a monetary asset being a store of value vs being a medium of exchange. Lyn Alden. She is a famous personality as she gives her precious advice for investing. The internet sensation Lyn Alden Schwartzer, who was born in the United States of America in 1988, is among the well-known figures in the Bitcoin industry. After all, Bitcoin remains a huge investment opportunity. 5 million. hire workers, etc. Mini Biography. BeInCrypto reported on Oct. Lyn Alden's exploration of fiat. About Lyn. This is estimated from her career as an engineer.